Although investing has only been accessible for the ‘rich’ a couple of years ago, the barrier to that entry is non-existing today, thanks to various companies and services aiming to make investment available for everyone. It gives you ample opportunities to get the best out of your first paycheck and grow your wealth. Here are …
First-Time Investing: Where to Invest Your First Paycheck Read More »
Life as we knew it became a distant reality with the onslaught of the coronavirus pandemic. Over the last few months, news outlets, government agencies, and businesses are focused on alleviating the health, social, and economic impacts brought about by the deadly virus. As industries struggle with swiftly following consumers’ needs, stakeholders are laying down …
Should You Apply for a Mortgage during the Pandemic? Read More »
Many life transitions happen in your 30s—from moving up the career ladder to purchasing a home. With that in mind, you have to be smart about your money at this point to achieve future financial success. Apart from keeping your credit score high to get car and home loans, here are more financial tips for …
3 Pieces of Money Advice You Should Heed to When You’re in Your 30s Read More »
People often spend some spare money to buy a lottery ticket or two at the gas station. The chances are pretty low buy many have suddenly experienced a windfall of millions from a sudden lottery win. Even if you don’t hit the big prizes, a few hundred thousand dollars can still be a lot of …
Winning The Lottery: You Have the Money, But Can You Keep It? Read More »
Aspiring real estate investors whose credit scores are below average can sometimes face problems trying to get property loans financed. There are times when money is needed quickly to secure a business transaction, but traditional mortgage lenders typically need some time to review your history before granting a loan. When this happens, hard money loans become …
While it’s true that money can’t buy real happiness, having it is the only way to buy things that can put a smile on our faces. Without it, we can’t have the things we need to survive or live comfortably, such as food, shelter, and clothing. While earning a huge amount is easier for many …
Financial Management Hacks for Low- to Moderate-income Workers Read More »
Financial stability for yourself and your family takes center stage when you’re in your 40s. Naturally, you want to ensure you have a solid retirement plan and that everyone you care about will be better off. Below are some pointers on how you can make wise investment decisions during your high-earning years. And if you’ve …
A house is one of the most expensive things that you will buy in your lifetime. Needless to say, you need to be financially prepared before you buy one. Getting a mortgage will require you to have some level of financial capability. But regardless of the size of your loan and the terms of …
Bankruptcy has a very long tradition that is embedded in our history as a nation, in fact even predating our independence. It wasn’t until the 1800s, though, that the U.S. Congress passed the first federal bankruptcy law: the Bankruptcy Act of 1800. The second iteration occurred in 1841, the third in 1867, another in 1898, and …
When people sell their homes, they usually have the advantage of time. But there are some situations that will require you to get large amounts of money quickly. The problem is that quick sales are both difficult and can force you to sell in sub-optimal conditions. If you want to be sure that you are …
