The aim of starting a business is to thrive and make a profit; otherwise, you will be wasting your time. However, failing to manage your finances properly can strain your business, leading to the business failing. Most businesses fail during their early stages because the owners are more focused on making sales, not keeping in …
Cutting Your Business Costs with These Strategies Read More »
If you’ve had your job for a couple of years and you still don’t have a single penny in your savings account, it’s time to reevaluate the way you spend. Don’t be too hard on yourself, though. It can be challenging to figure out how to save money while having to cover your basic living …
Although using a credit card can be convenient, it often turns into a one-way ticket towards debt thanks to irresponsible usage and high interest. That’s why many people find themselves piled in debt without a way out when using credit cards. In fact, based on recent statistics, the average American household carries over $7,200 in …
Do Credit Cards Really Put You in a Financial Trap? Read More »
The coronavirus pandemic has entirely disrupted the global economy. Many businesses stopped their operations, causing workers to get either laid off or furloughed from their work. If you’re in a tight spot and now finding yourself accumulating debt, you don’t need to beat yourself up for it. It’s challenging to determine what an “ideal” financial …
Manage Your Debt During The Pandemic, The Easy Way Read More »
Although investing has only been accessible for the ‘rich’ a couple of years ago, the barrier to that entry is non-existing today, thanks to various companies and services aiming to make investment available for everyone. It gives you ample opportunities to get the best out of your first paycheck and grow your wealth. Here are …
First-Time Investing: Where to Invest Your First Paycheck Read More »
Life as we knew it became a distant reality with the onslaught of the coronavirus pandemic. Over the last few months, news outlets, government agencies, and businesses are focused on alleviating the health, social, and economic impacts brought about by the deadly virus. As industries struggle with swiftly following consumers’ needs, stakeholders are laying down …
Should You Apply for a Mortgage during the Pandemic? Read More »
Many life transitions happen in your 30s—from moving up the career ladder to purchasing a home. With that in mind, you have to be smart about your money at this point to achieve future financial success. Apart from keeping your credit score high to get car and home loans, here are more financial tips for …
3 Pieces of Money Advice You Should Heed to When You’re in Your 30s Read More »
People often spend some spare money to buy a lottery ticket or two at the gas station. The chances are pretty low buy many have suddenly experienced a windfall of millions from a sudden lottery win. Even if you don’t hit the big prizes, a few hundred thousand dollars can still be a lot of …
Winning The Lottery: You Have the Money, But Can You Keep It? Read More »
Aspiring real estate investors whose credit scores are below average can sometimes face problems trying to get property loans financed. There are times when money is needed quickly to secure a business transaction, but traditional mortgage lenders typically need some time to review your history before granting a loan. When this happens, hard money loans become …
While it’s true that money can’t buy real happiness, having it is the only way to buy things that can put a smile on our faces. Without it, we can’t have the things we need to survive or live comfortably, such as food, shelter, and clothing. While earning a huge amount is easier for many …
Financial Management Hacks for Low- to Moderate-income Workers Read More »
