Financial Growth

stocks trading

Is Day Trading Better Than Working the 9 to 5?

It is common for some adults to still not know what career path to settle on. Some, even at a young age, already know what they want to be in life, while others constantly think of what could’ve been or what could be. Maybe they have yet to find their passion? Or maybe they lack

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woman working

Four Easy Ways to Keep Track of Your Business Expenses

It is easy to get caught up in the day-to-day activities of your business. You forget about checking the everyday expenses that come with running your company. But when you do forget to monitor your expenses, that will cause your business a lot. Monitoring your expenses will make sure your financial information is up to

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cash, pencils, and a calculator

What to Do When You Exhaust Your Emergency Funds

It has been said time and time again that everyone should have an emergency fund in case of unexpected circumstances that can affect their finances. But what if the money you’ve saved for rainy days runs out? Even if you’ve had enough tucked away for months, it may not be enough to take care of

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woman with financial problems

How to Improve Your Finances

As fun as it is to run your own business, if you ignore where your business’s finances are getting spent, it may lead to a decline in sales, excess debt, and overall failure. Whether you’re looking to reduce costs or create marketing campaigns to increase sales, prioritizing the proper management of finances is crucial to

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money and calculator

Cutting Your Business Costs with These Strategies

The aim of starting a business is to thrive and make a profit; otherwise, you will be wasting your time. However, failing to manage your finances properly can strain your business, leading to the business failing. Most businesses fail during their early stages because the owners are more focused on making sales, not keeping in

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spending money

How to Spend Your Salary Smarter

If you’ve had your job for a couple of years and you still don’t have a single penny in your savings account, it’s time to reevaluate the way you spend. Don’t be too hard on yourself, though. It can be challenging to figure out how to save money while having to cover your basic living

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credit card

Do Credit Cards Really Put You in a Financial Trap?

Although using a credit card can be convenient, it often turns into a one-way ticket towards debt thanks to irresponsible usage and high interest. That’s why many people find themselves piled in debt without a way out when using credit cards. In fact, based on recent statistics, the average American household carries over $7,200 in

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person near window

Manage Your Debt During The Pandemic, The Easy Way

The coronavirus pandemic has entirely disrupted the global economy. Many businesses stopped their operations, causing workers to get either laid off or furloughed from their work. If you’re in a tight spot and now finding yourself accumulating debt, you don’t need to beat yourself up for it. It’s challenging to determine what an “ideal” financial

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investment concept

First-Time Investing: Where to Invest Your First Paycheck

Although investing has only been accessible for the ‘rich’ a couple of years ago, the barrier to that entry is non-existing today, thanks to various companies and services aiming to make investment available for everyone. It gives you ample opportunities to get the best out of your first paycheck and grow your wealth. Here are

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Should You Apply for a Mortgage during the Pandemic?

Life as we knew it became a distant reality with the onslaught of the coronavirus pandemic. Over the last few months, news outlets, government agencies, and businesses are focused on alleviating the health, social, and economic impacts brought about by the deadly virus. As industries struggle with swiftly following consumers’ needs, stakeholders are laying down

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